2022 BMW M5Competition

Here's what matters most. First, the pricing gap is substantial. The median comp price for this model sits at $60,949—meaning you're being asked to pay $10,041 above market, a 16% premium with no justification. The wholesale value sits even lower at $48,000, underscoring how far this ask strays from reality. Second, the mileage is the deal-breaker. This car averages 6,250 miles annually, which exceeds your standard gate threshold of 6,000 miles per year. That's a red line, and it exists for good reason: higher annual mileage correlates with accelerated wear on performance vehicles like this one, and the M5 Competition's $3,500 annual maintenance cost only compounds the risk.

Third, the market isn't helping you. The current market direction is flat (score: 0.1), meaning there's no momentum working in your favor. You're not buying into appreciation or even stability—you're buying into a car that's already depreciated significantly and will continue to do so.

The deal score of 0/100 reflects these realities. Your next step is straightforward: move on. There's no negotiation path that makes this pencil. The asking price, the mileage overage, and the flat market all point in the same direction. Allocate your capital elsewhere.